Commentator
Steve Brown
Co-founder, Sensible Laguna
Also known as: Brown
Co-founder of Sensible Laguna (alongside Gary Kasik and Steve McIntosh). Background per Sensible Laguna's Founders page: 38+ years in banking, capital markets, and financial technology; former bank President and CEO; fintech co-founder; Managing Director at a major capital markets firm. Spoke at the November 13, 2025 LBUSD board meeting framing the H&W benefits over-contribution as a material financial-controls issue with potential disclosure and law-enforcement implications.